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10 Winning Habits of the Frequently Published, P 1

July 21st, 2009 by · No Comments · Uncategorized

Are you ready to sign off on your first project or publish more of what you have already written? Have you been wondering who will publish your work? The publishing industry is changing in the new millennium and doesn’t appear ready to stop changing. It is estimated that in the next 10 years, 50 percent of all books will be self-published or published by smaller presses. Even so, it should not exempt us from the pursuit of excellence in our craft through sound writing rules and business etiquette.
With that said the way to more published writing credits is to write well and write often.” If you want to get published more by industry respected magazines and even enter into the competition for the attention of traditional book publishers, you may want to examine some of your writing habits. There are some habits those writers who consistently get published share. To join the winner’s circle of frequently published writers develop these habits:
Habit #1 Develop and maintain a strong sense of professionalism
Frequently published writers know they are not just creative artists. They know publishing is a business. They realize as a writer they supply a product to the publisher or directly to the customer. The writer that comes to terms with producing their writing as a product develops a professional attitude. He seeks to develop the most excellent product that will satisfy the demands of its consumers. The professional writer follows the basic rules of business etiquette. For example, they use crisp, clean paper for letterhead. They never handwrite letters or manuscripts. They always include a SASE with each query.
Habit #2 Write your best, always.
Unseasoned writers and those who lack professionalism always seem to be saving their best effort for later. Other writers who save their best for the next project often procrastinate themselves out of enough time to do a good job. Some feel the buyer has left them no profit, so they give them what they feel they paid for.
The solution though it may not be quickly is to always do your best. This practice works well with the universal law that says, ‘What you give comes back around to you.” When you continually give your best – the best is always coming to you – the best assignments, the best rewards, and the best credit. So write your best and expect the best.
Habit #3 Tap your passions and spread your joy to the world
Most writers who publish often are passionate people. They make the most of their passions through their writing topics. As many of you do, the author has varied interests. She has had to streamline and focus more than several times over the years. The greater the numbers of things you attempt to focus on the less effective you become. Two of her passions have burned brightly in her life in the last decade her writing and web development business. So its no surprise her published credits line up in the writing arena and internet/computer category. Identify your passions and you will rake in the publishing credits. Your joy will be contagious with editors contacting you to publish your work.
Habit #4 Write compelling leads and hook your editors and readers
The lead often called the “hook,’ because it hooks the reader – is the first few sentences or paragraphs of whatever you are writing. The job of the hook is to draw the reader in to read more. Frequently published authors realize strong leads are not just for good journalism. Strong leads are for plain good writing. Use strong leads with everything you write, from non- fiction articles to good stories, from query letters to book proposals.
Use a compelling lead at the beginning of every chapter in both non-fiction and fiction. If you are writing an article, write a strong hook each time you transition to a new idea. A strong hook for an article may make the difference between selling it to an editor and not selling it.
There are different kinds of leads. Stories that set a scene or mood, startling facts, interesting statistics that spark interest are often components of a strong lead. The question lead entices readers to keep reading to learn the answer.
Habit #5 Develop Sizzling Titles and Headings
Successful writers sizzle their titles and headings. They know the title may well be 90% of the pulling power for their project. An excellent title is short. The best selling titles are benefit driven. Don’t forget to heat them up with emotion. Use terms your audience can relate to. Use action words and verbs. Quantify change with ways and time limits. Use one or two word ideas to tell a story. Pledge change. Spark interest. Instead of How to Write an E-book a client author chose the title Ten Secrets to Write Your E-book Like a Winner. She quantified change, sparked interest and branded her title.
Have a meeting of the minds with friends or associates. Let them help you choose the best title from the list. Find out which will make them want to read your project. Pinpoint the sizzling one and the same title may capture your editor’s attention as well.
In the beginning, the acceptances are slow and sporadic for the successful and unsuccessful writer alike. But the difference is the successful writer keeps submitting. On a regular basic they see their work published because of their investment and persistence. Start with 1-3, keep submitting, and be persistent until you are invited into the winner’s circle of frequently published writers.

Mental Health Law is highly specialized

July 21st, 2009 by · No Comments · Uncategorized

Lawyers and doctors are constantly at loggerheads when a case raises complex legal and medical issues. In its very nature, every case is highly sensitive and the patient-client relationship depends on commitment, trust and knowledge between the triumvirate parties involved. Uncertainties raise mental health law issues. Since 1983 when the mental health Act came into existence, the necessity of trained mental health lawyers have needed a specialized module. They operate at fundamental level and at the law firm of Duncan & Lewis the confidence rate and successful cases are higher.
In UK nearly one in four people suffer from mental health problems as reported by the BBC recently. Most individuals also find it difficult to tell their family doctors that they have a mental health problem. They are more vocal about the physical problems, but when it comes to mental health, they are equally ignorant. There is also mental health discrimination and hence getting a mental health solicitor in London has its advantages. As one of the most dedicated law firms in the UK, it will not be hard to find an able mental health solicitor with us. We understand that sometimes individuals suffering from mental health problems face crisis when family members ill advice them. We realize that it is a sensitive issue to tackle. At Duncan Lewis we have a humane interface of mental health lawyers at our firm. They specialize particularly in mental health law, which makes them identify with the case at the deepest level before attempting to take it up. If need be research is done with the individual’s family and close friends also. This gives a true picture where the victim stands.
With professionals like a physiatrist, psychologist and now a mental health lawyer, the mental health foundation is trying to remove stigma in affected individuals. The biggest tragedy today is extreme depression, suicidal tendencies and phobias. Victims rush to physiatrists and psychologists, but often overlook a mental health lawyer. This is where Duncan & Lewis steps in. As we have a deep understanding of the mental health law, we help families and loved ones of those affected. We keep them informed of the proceedings. When dealing with mental health cases we know it is important to understand the wider issues associated with mental illness. Mental Health Law is highly specialized and very few mental health lawyers can make a real difference to you and your family. Find your mental health solicitor in London at Duncan Lewis & Co. Visit duncanlewis.co.uk for more details.

Just How Much Are Ancient World Maps Worth?

July 21st, 2009 by · No Comments · Uncategorized

I lately bought an ancient world map at a local yard sale. After a few hours of touring a number of neighborhoods for miscellaneous items to use for decor in my home, I happened upon a relatively unattractive print in a beautiful frame.
My companions scoffed at the item as I brought it to its owner to inquire about the price. My friends could not believe that I was going to buy a nasty old picture of a barn. The print was out in the sun too long over a long period of time. The colors were faded and the general quality of the print was lacking. Though, the ancient world map beneath was well-protected.
I had no idea that the ancient world map was even under the print at the time. I can’t really tell what possessed me to ask for a price. The lady selling the piece laughed and said that her family owes her dinner. They bet that no one would buy the print at all.
Actually, I really wanted the frame, I guess. The frame was in excellent condition and I liked the old-world style the object presented. An ancient world map would suit the frame much better than a crummy old barn. The barn had once been red but presently only small fragments of the bright color existed. It had been so faded and poorly treated that it was literally wasting away to nothing.
That didn’t matter to me. The lady asked for five dollars and reminded me of the attractive frame. The frame alone was well worth five dollars if not more. I figured that I could use the frame for one of my own drawings or for one of my own photographs. Who knows? I might have found the perfect print to go with the frame at our next stop.
I took the lady’s offer without hesitation. She was surprised and my friends were shocked. If any of them had known that there was an ancient world map nestled under the old print they would all have had a different attitude about my aquire. At the time I only wanted the piece for some unknown reason.
Maybe I felt sorry for the poor print and figured that it desired to be put out of its misery. I might have fallen in love with the frame. The frame was nice, but not really anything to make me swoon. There may have been an underlying realization that there was something special about the object.
There definitely was something very special about the object. The ancient world map is a very well-preserved collector’s item that is worth much, much more than five dollars. How much? I’ll never tell. I just strongly urge you to follow your instincts when shopping at garage sales.

Filing Your Flood Damage Insurance Claim

July 21st, 2009 by · No Comments · Uncategorized

A flood can be a homeowners worst nightmare, especially if it engulfs almost the entire house like many of the homes that were made uninhabitable by Hurricane Katrina a few years ago.
In case you ever have to face this catastrophe, here are a few tips on how to deal with it and file the insurance claim. Depending on the amount of water damage to your home, it may be salvageable and it may not, but the first step is getting your claim filed.
The first thing you should do after the water has been cleared from your home, call your insurance agent or company as soon as you can.
If you can, have your name, policy number, and a phone number or e-mail address that you can be reached at handy when you call. This will speed up the process more than you think.
When you are filing your claim, request a time frame for when your adjuster will be sent to your home. Try to be patient, especially if you live in an area that has withstood extensive damage due to a river flowing over its banks or a dam that has burst. The water damage to your home depends upon just how high the water rose in and around it.
Once the adjuster has become available and is able to reach you and your home.
He or she will help you determine just how much they are willing and able to compensate you for the loss of your property and help determine just how extensive the water damage is.
If your contact information changes in any way, let your insurance adjuster know as soon as possible. If you are in a shelter of some kind or staying with a relative or friend, give your adjuster the name of someone who has the ability to reach you.
If you can not get home, it is best to make a list of as many items as you can think of that may need to be replaced or repaired in your home.
Computers, television sets, clothing, expensive electronic equipment, books, and etcetera should be listed here. List anything of value that could have been water damaged or lost.
If you can return home, you should separate the damaged items from the undamaged items and take pictures of your property to give the adjuster a good idea of the kind of loss you have endured.
Even if this event has never happened to you or if you are not expecting any water damage like this to your home any time soon (and who really is), one of the best things that you can do for your home is to take a video every year of your home and its contents. Put this video in a waterproof (and fireproof) safe in case the unthinkable ever happens

Promoting Your Mortgage Business on Valentines Day

July 21st, 2009 by · No Comments · Uncategorized

Although I don’t normally advocate the traditional loan officer schmoozing of Real Estate Agents using DRS (donuts and rate sheets)…I do happen to like this idea.
On Valentines Day (February 14th) and only on that day…your local Einstein Bros Bagels (TM) in addition to their usually round bagels…makes bagels (by special order) in the shape of hearts. Yes…I did say hearts…it is Valentines Day remember!
Now, I will add a little disclaimer here: Although I don’t know for sure, this offer is probably not available at all Einstein locations. So, check it out at your local store. You’ll probably need to talk to a manager to get the details. Lastly, you’ll need to place an order, as well as, pay in advance for the privilege of getting your hands on these heart-shaped bagels.
The reason I like this idea is that, I can specifically target a local Real Estate Office or two, as well as, a couple of CPAs and Attorneys offices using Valentines Day as my reason. There’s no weekly or monthly on-going commitment here…just Valentines Day. All of these offices do have one thing in common…they all provide me a goodly amount of referrals and mortgage business throughout the year.
Since most folks aren’t even aware that Einstein’s provides this kind of service, this is an excellent way to leave a positive impression and a great way just to say “Thank You.” Everyone in that office will take notice. Deliver your heart shaped bagels and a couple of smears (that’s Einstein lingo for cream cheeses) on Valentines morning and include a flyer (or even 8 or 10 postcard size cards) with a big red heart that says: “We put our heart in everything we do.” Don’t forget to place your name, contact information, and company on the flyer or cards.
To get you started…you may down load a sample flyer and postcard from my Website in a zipped file. The documents are in Doc format so you’ll need MS Word to open them. You may copy them, edit them, use them and/or, alter or modify them to suit your needs.
Here are a couple of observations about using a Valentines promotion like this: First, plan on going to work early that day. Not only will you need to pick up your goodies early…you’ll need to have them delivered when the offices you’ve picked, open for business (or, as early as possible there after). You may even want to help set-up the little treat to ensure it looks good. Check the opening times of the offices ahead of time and plan your deliveries accordingly.
Second, this won’t break your advertising and promotion budget. Remember, you’re being extremely selective and you’re only delivering your goodies to your very best referral sources and business partners. It may be one office or half a dozen offices…either way, it’s an inexpensive and outside of the box (bagel box that is) promotion. Don’t miss this great opportunity to promote your mortgage business.

Is Lap Band Obesity Surgery The Best FDA Approved Method For Morbid Obesity

July 20th, 2009 by · No Comments · Uncategorized

Lap-band adjustable gastric banding is the latest entrant that’s been approved by the FDA in 2001 in the sphere of surgical treatment for morbid obesity.
This obesity surgery is a non-permanent weight loss treatment that has become a popular option for people suffering from clinically severe obesity. It is also called gastric banding, involves creating a smaller stomach chamber. Unlike gastric bypass, this operation is easily reversible, a distinct advantage for prospective patients concerned about the possible side effects of bariatric surgery.
The good thing about this operation is that it does not involve any cutting or stapling of the stomach. In addition, it can be adjusted to the patient’s need after surgery without any operation. For patients requiring more nutrition, like pregnant women, they can have their bands loosened. For patients who are not adequately benefitting can have their gastric bands tightened. Lap Band obesity surgery is the only adjustable surgical treatment available in the United States as of now.
The device used is made out of Silastic, a type of plastic that does not react with internal body tissues. An inflatable tube is located inside the band; when inflated with an injection of saline solution, the tube provides adjustable gastric banding. The reservoir used for injecting solution is implanted under the skin during gastric Lap Band obesity surgery. A bariatric surgeon can adjust the tube at a later date by injecting or removing saline solution.
As with any medical procedure, Lap Band obesity surgery results vary from patient to patient and depend on several factors. Two of the major benefits of this band surgery are 1)successful, safe, and effective weight loss and 2)freedom from many obesity-related health problems.
Other benefits that are specific to gastric surgery includes: minimally invasive laparoscopic surgery, stomach remains intact, no stomach stapling, normal intestinal function, adjustable gastric band, fully reversible procedure, relatively short recovery. Risks and complications of band surgery may include: stomach wall deterioration, formation of ulcers, vomiting, heartburn, gas bloat, and difficulty in swallowing.
Like gastric bypass surgery, it reduces the size of the stomach and allows patients to feel full after consuming very little food. Bariatric surgeons generally prefer the this procedure as it involves less discomfort and a shorter recovery period.
Still, Lap Band obesity surgery, is not completely without risk even though it is considered the safest of surgeries for obesity. The device may require repair and time consuming additional minor operations, and weight loss is very dependent on longterm follow-up visits. Plus, certain foods may never be well tolerated by patients.
Obesity is a serious problem, whatever age you are, and whatever stage you are in your life. For this reason it is important that obesity is not ignored but addressed as soon as possible so that people can enjoy their life for the full with as few physical ailments as possible.

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Is Dog And Cat Health Insurance Really As Stupid As It Sounds

July 20th, 2009 by · No Comments · Uncategorized

You can insure your house, your car, your boat, and your life, and now, thanks to dog and cat health insurance, Fluffy and Fido can have their own protection, too. But what exactly is it, and is it really as stupid as it sounds? Maybe not. In fact, it could be quite sensible; read on.
This form of insurance isn’t about paying you money if the pet dies; it’s about giving the pet (or, more realistically, the person taking care of the animal) some money should you die. This option is particularly favored among the elderly, people who are fond of their pets, and know that there is a good chance that their animal will outlive them.
In essence, you pay a certain amount of money monthly to a trust, and, should you die before your animal does, the trust will then pay a certain amount of money monthly to the person designated your pet’s guardian in your will. This is an especially desirable option if you already know who you want to look after your pet should you die–someone both you and your pet like–but you’re concerned that they not be saddled with the cost of caring for your pet. This can be a wise investment choice for both you and Fluffy or Fido.
But dog and cat health insurance must be handled carefully. Don’t purchase it and then start looking for someone to manage the money and care for your pet when you’re gone; greed may cause your animal to get the rotten end of the stick. Instead, find someone you trust. Discuss the possibility of their taking care of your pet when you die. If it’s someone you feel comfortable with, and someone your pet seems to genuinely like, then you may wish to let them know that you’ve purchased pet insurance to help with the costs of pet care after you’re gone. Before that, however, it’s never a good idea.
A similar idea, with similar problems, is a pet trust, where a certain amount of money is put into a special savings account, with the interest going to help pay for pet care after your death. The same problems exist here as with insurance–namely, finding someone you can trust to care for the pet–but there are some significant differences. For instance, with a trust, a large lump sum is generally required to start the trust, with the option of adding to it later on; with insurance, you make monthly payments.
Over time they can add up to more than the trust would cost, but the money is spread out. Plus, depending on the interest rate you’ve gone with, you can have to come up with quite a large sum of money to begin with, just to make those cat food payments. With insurance, you’re guaranteed the amount you signed up for, no matter what.
But, in the end, it isn’t as much about trust funds versus dog and cat health insurance as it is setting aside a little something ensure that your best friend isn’t forgotten after you’re gone.

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Insect or Arachnid?

July 20th, 2009 by · No Comments · Uncategorized

Many people think of bugs as insects, but the fact of the matter is that just about any small, creepy and crawly thing can be a bug. Centipedes, spiders, and all sorts of insects are considered bugs. So, while an insect is always a bug, a bug is not always an insect. While the difference is not usually a matter of life and death, it is still nice to know the difference between different types of bugs. For the most part, people tend to thing that arachnids (spiders fall into this category) are insects because they are also considered bugs. This is not true, however. There are some very real differences between insects and arachnids.
Insects have three different body regions. They have a head (self explanatory), a thorax, which is the middle section, and an abdomen. If you look carefully at an insect, you will find that the legs of an insect (insects have six legs, and six legs only — no more and no less) are attached to the thorax. When one looks at an insect, it is apparent that there are three distinct sections. Also, some insects (though not all) have wings. No arachnids have wings.
Arachnids, on the other hand, have eight legs and only two body sections: the head and the abdomen. Arachnids get their name from an ancient Greek legend. It was said that Athena found a woman called Arachne boasting that her weaving was better than anyone, even the goddess’s weaving. Greek gods and goddesses did not take well to upstart mortals, so Arachne was turned into a spider. She could weave only her webs, and all spiders now carry her name.
Even though these differences between insects and arachnids exist, there are also similarities. First of all, both types of bugs have an exoskeleton. This means that the skeleton is on the outside of the body, rather than on the inside. Even though we as humans have a skeleton that protects some organs, it is still located beneath the skin. And in areas like the legs and arms, the skeleton is protected by muscles and skin. With bugs, the skeleton is on the outside and protects everything inside. Some have very hard exoskeletons, like black widows and cockroaches. Another similarity is regarding the eyes. Both insects and arachnids have multi-faceted eyes that can see in many directions at once.
Additionally, both insects and arachnids can have more than just one pair of eyes. Some have up to six eyes or more! Additionally, poison is not limited to just arachnids. Some insects are poisonous (like scorpions). With all bugs, though, the potency of the poison varies from species to species.
And, finally, the biggest similarity is that many people do not like them. Insect or arachnid, there are many people who are scared of bugs. They find them alien looking and distasteful. And they have a way of popping out unexpectedly to startle and alarm. But, for the most part, if we leave bugs alone, they will not harm us.

World War II Names Still In Our Vocabulary – The U-Boat 505

July 20th, 2009 by · No Comments · Uncategorized

During the days I travelled here and there as a systems consultant, one of my favorite cities to visit was Chicago. I always made time to see a performance of the Chicago Symphony Orchestra, especially if Brahms was on the playbill. Being an irrepressible train watcher, I was in seventh heaven visiting the greatest rail center in the United States. The steaks were mouth watering, plentiful, and great. Doing the bar scene on Rush Street was a nightly misadventure and I tried my best to stay out of perilous situations.
On one of my trips to the Windy City, I thought I’d return to one of my old haunts. This was the Museum of Science and Industry. This turned out to be a great experience. Fully enclosed in a new wing of the building was the German U-Boat U-505.
Building a separate wing of the Museum of Science and Industry was almost as incredible feat as getting the U-505 to Chicago. How the Allied forces won The Battle of The Atlantic was the most incredible feat of all. As I looked at the U-505 now sitting in its exhibit in Chicago, I could not get over the fact that the U-Boat almost won World War II for the Germans.
Under the command of Grand Admiral Karl Doenitz, Germany rebuilt its U-Boat fleet after World War I. No country in the 1930s was brave enough to stop Hitler from rebuilding the German armed forces. As a result, Admiral Doenitz had a free hand in the design and building of state of the art U-Boats. The U-505 was a Type VII class U-Boat. Together with over 600 of its sister ships, the Germans sunk over a million tons of Allied shipping and warships in the North Atlantic and Carribean.
President Roosevelt and the US could not do a thing to help its British and Canadian allies. In 1940, the US was not at war with the Axis powers. All the US could do was watch helplessly as ship after ship was torpedoed right within sight of the American coastline. German submarines operated either solo or in “wolf packs.” Whichever tactic Admiral Doenitz employed, the U-Boat almost caused the British to sue for peace.
FDR could not get the US Congress to declare war on Germany. Then, on December 1941, things changed dramatically. After the US acted swiftly to declare war on Japan after Pearl Harbor, Hitler retalliated by Germany declaring war on the US. FDR had gotten his wish. The US Navy and Coast Guard were now committed to war in the Battle of the Atlantic.
During the early years of the Battle of the Atlantic, the Allies did poorly. Sinkings of merchantmen and tankers hit record levels. But ever so slowly the Allies learned how to lock on to Admiral Doenitz’ game plan. New ships like the baby aircraft carrier provided air coverage for Allied convoys. The Allies managed to crack the German message codes. Suddenly, the hunter started to become the hunted. What was missing was a U-Boat that the Allies could capture and study. However, German U-Boat captains were professionals that were told to scuttle their ships to avoid the possibility of capture.
Capture and Tow of the German U-boat 505
On May 16, 1945, one of the best kept secrets of World War II was released by the Department of the Navy. On June 4, 1944, a US Navy escort carrier task group captured, boarded and salvaged the German U-boat 505 and towed it 2,500 miles to the Naval Operating Base in Bermuda. The task group encountered the enemy submarine as it was returning to its base in Brest, France after an eighty day commerce destroying raid in the Gulf of Guinea.
Before sailing, Captain Daniel V. Gallery, Commander of the USS Guadalcanal and task group, gave his men orders to capture the first submarine they sighted. He told the pilots to concentrate attacks on personnel rather than the submarine, only sinking it if necessary. The aim of capturing a German submarine was to get their communications code. Gallery said, “it would be worth taking long chances”.
At 11:10 am “one of the most improbable events of the Battle of the Atlantic” began when the destroyer escort Chatelaine radioed the Guadalcanal, “Frenchy to Bluejay – I have a possible sound contact”. The U-Boat was in a perfect position to attack the Guadalcanal. Immediately, the carrier launched its planes. In the ensuing fight, the escort destroyers fired “hedgehog” depth charges that badly damaged the submarine, forcing it to surface.
On the surface, the submarine could not manuever because of the damage inflicted by the hedgehogs. Small calibre automatic weapons fire forced the German crew to abandon ship. In their haste, the Germans were only able to partially open one scuttling valve in an attempt to sink their U-Boat.
Captain Gallery ordered the submarine boarded as soon as it reached the surface. A boarding party of sailors from the destroyer escort Pillsbury were the first to reach the boat. They cleared it of all Germans with tommy guns and hand grenades. This boarding marked the first capture of an enemy man’o war by the US Navy since The War of 1812.
While denying the danger of booby traps and racing against time, the boarding party, reinforced by a larger crew from the Guadalcanal, proceeded to plug all leaks found. During salvage operations, it became necessary for a crew to enter the after torpedo room to manipulate the steering gear to allow the boat to move forward. Captain Gallery, himself opened a suspected booby trap on the hatch to the room.
The German crew had no option but to surrender. A cheer went up from the ships as the slack in the cable tightened and the submarine rose to the surface as the Guadalcanal picked up speed.
The task force first headed for Dakar, NW Africa until their orders were changed. Since Dakar was full of German spies and the U-boat’s capture was to remain a secret, the task force was redirected to Port Royal Bay in Bermuda.
After three days, the fleet tug, Abnaki, arrive to relieve the Guadalcanal of the towing job. The tanker, Kennebec supplied the carrier with much needed fuel so it could complete the journey. On June 19, the task force brought the U-505 into Port Royal Bay, Bermuda. While there, Naval Intelligence found technical and operational data “which played an important part in clinching the battle of the Atlantic and thus shortening the war by some months”. Among the important findings was a new type of torpedo, but most important was the German radio code used to direct U-boat operations. The US Navy now knew how to play Admiral Doenitz’ deadly game of destruction on the high seas
For several months after the war, the U-505 made a tour of Eastern port cities and then tied up at the Navy Yard at Portsmouth, New Hampshire to await final disposition. Since Captain Gallery was from Chicago, the Museum of Science and Industry in Chicago saved it from being either scrapped or sunk at sea. The museum took great pains to have it transferred to a permanent resting place on its grounds “as a permanent memorial to those Americans who have thus lost their lives at sea.”
The entire crew of Task Force 22.3 received the Presidential Unit Citation. The words of Captain Gallery during the award ceremonies sums up the capture:
“I consider this capture proof for posterity of the versatility and courage of the present day American sailor. All ships in this task group were less than a year old and 80% of the officers and men were serving in their first seagoing ships. All hands did their stuff like veteran sea dogs and airplane mechs became sub experts in a hurry when the chips were down. I’m sure Paul Jones and his men would have been proud of these lads and of the day’s work when the US colors went up on the U-505″
It is now over fifty years since the book was closed on one of the most thrilling events of World War II. Captain Gallery overcame a blistering critique from Fleet Admiral Ernest King. Gallery was subsequently promoted to Rear Admiral, and after assuming several commands of naval districts in the United States and the Far East, he retired. Admiral Gallery was responsible for saving the U-505 from the salvage operations that followed, and became the principal executive in setting up the U-505 exhibit in Chicago. He died in 1977, but the U-505 lives on to delight the thousands of visitors like myself that come to Chicago each year.

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Have You Done Your Math Before You List Your Item In EBay?

July 20th, 2009 by · No Comments · Uncategorized

Depending how you see or define eBay, it is definitely a big trading platform for buyers and sellers. It is more than a flea market as brand new goods are being sold as well. Whether you want to make it big in eBay or you just want to get rid of your old stuffs, there is always a place for you.
If your intention is just to get rid of your old stuffs and your motive is not to make a living out of it, then the various administrative fees associated with it may not be a big concern to you. However, it is good for you to know what these administration fees are so that you will not get a rude shock when you receive your final payment at the end of the transaction.
However, if you are a serious seller, the various administrative fees will be a big concern to you. This is because, even though you did not make a sale after listing, you will still need to pay the listing fees. Depending on your pricing strategy, the listing fees vary. It can really add up. If you just list a few items, the total listing fees might not be substantial, but if you list a lot of items, the listing fees many be huge. Remember, you have to pay the listing fees irregardless of whether you have made a sale.
The important administrative fees that you need to take note are the listing fees (there are various types), eBay final value fees and Paypal commission (assuming that you are using Paypal). You will have to pay all these fees as they are compulsory and you cannot get away with it. Therefore, it is important that you take these fees into consideration before you list your item. This is because, these fees will reduce your profit margin (cash at hand after shipping and handling and administration fees). Let us look at the two fees that you have to pay to eBay.
Firstly, it is the listing fees. EBay charge $0.3 for items that have bidding price start at $0.01 to $0.99 range. It charges $4.8 for items that having a bidding price starting at $500 and upwards. There are other fees you may incurred if you choose to have enhanced features such as, But It Now (BIN), highlighting texts, featured product, gallery, bolding, gift icon, and others. We shall not discuss those additional fees here.
The second component to watch out for is the percentage eBay will deduct from your final value fees. Currently, the deduction is set at 5.25% of the first $25, 2.75% of the next $975, and 1.5% of the amount over $1,000.
The third component to consider is the commission determined by Paypal assuming that your payment is via Paypal. You will need to consider Paypal as one of the payment option as this is one of the most convenience ways of payment. The payment is immediate and you can see the money coming into your account as soon as the winner pays you through Paypal.
Let say you have managed to sell a camera staring at $0.5 and sells for $500. You will need to pay the following,
Listing fee: $0.3
Final Value Fee: $25 x 5.25% + $475 x 2.75% = $14.37
Therefore, your net profit is $485.63.
As you can see, the administrative fees have taken up 2.87% of your final selling price. So, do you still make money with $485.63. I do not know. It depends on your cost price.
Whatever case may be, the administrative fees cannot be taken lightly as they play a major part in your overall pricing strategy. If bottom line is your ultimate concern, then you will have to take this seriously. Do you math first before you list your item. The administrative fees can really eat into your profit margin. If you are new to eBay and you want to sell your stuffs at eBay, you will need to study into all these administrative charges carefully and thoroughly. After all, it is not free to sell on eBay. More information on eBay can be found at eBay Summary.
(Note: Figures of Listing fees and final value fees percentage are taken from ‘eBay Strategies’ by Scot Wingo. Prentice Hall 2005)

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